When banks say no, we say yes. Access flexible capital from $10K to $2M+ for your business — with approvals in as little as 24 hours.
No hard credit pull. No obligation. Results in minutes.
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We offer alternative funding options with more flexibility than conventional lenders — built for business owners who need capital fast and on their terms.
At Zion Consolidated, we've spent years building a network of lending partners so you don't have to go it alone. Our dedicated funding specialists work on your behalf to match you with the best programs for your goals, industry, and financial profile — nationwide.
Speak with a SpecialistWe work with businesses of all credit profiles, not just the ones big banks approve.
Fast approvals and even faster funding so you can act on opportunities immediately.
Your own specialist guides you from application through funding — no call centers.
We shop rates across our network so you get the best term possible.
From application to funded account — we keep it simple so you can stay focused on running your business.
Fill out our quick, secure application in minutes. Minimal paperwork, no hard credit pull, and zero obligation to accept any offer.
Takes under 5 minutesYour dedicated specialist reviews your goals and presents programs matched to your business needs. Expect an offer within 24 to 48 hours.
Decision in 24–48 hrsChoose the offer that fits your business best and receive funds directly in your account — often within 48 hours of approval.
Funded in as little as 48 hrsEvery business is different. We offer a full suite of funding products so you get the right type of capital at the right time.
Access funds up to your credit limit, borrow and repay repeatedly, and only pay interest on what you actually use. Ideal for ongoing working capital needs.
Learn MorePurchase the equipment your business needs with competitive rates. The equipment itself serves as collateral with terms aligned to its expected lifespan.
Learn MoreGet a lump sum of unsecured cash fast, with repayments tied to your sales rhythm — daily, weekly, or bi-weekly. Best for businesses with consistent revenues.
Learn MoreLeverage future receivables for immediate capital. A flexible alternative when traditional loan structures don't fit your cash flow cycle.
Learn MoreAccess government-backed financing with favorable rates and longer terms for qualifying businesses ready to grow strategically.
Learn MorePredictable fixed repayments over a set period — great for one-time investments in growth, expansion, or major purchases.
Learn MoreWe remove the friction between where your business is today and where it can be with the right capital.
Approvals in 24 hours, funding in days. We move at the pace your business demands.
Minimal paperwork, no hard credit pull, and a simple process from start to funded.
We evaluate the full picture of your business, not just a credit score.
Multiple lending products to match your specific business needs, stage, and cash flow.
One dedicated funding manager handles your file from application through funding.
No cost or obligation to apply. See your options with zero risk.